• Consumer borrowing (personal, auto, household-purpose)

• Small business and micro-enterprise financing

• Commercial lending for eligible operating businesses

• Real estate and community development pathways (where supported)

• Initial inquiry and eligibility screening
• Document checklist and application intake
• Underwriting review (capacity, purpose, and risk)
• Offer terms and disclosures
• Closing and funding through the appropriate affiliate channel

We prioritize affordability, verified documentation, and lawful purpose. Not all applicants will qualify, and terms vary by jurisdiction and affiliate.